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CHI Insurance Agency Blog

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  Information Courtesy ARS Restoration Specialists   A change in season is in the air! If you're in the Springfield or Westfield area, don't let your property fall behind in maintenance. By following these protocols, you can ensure your Western Massachusetts property is in tip-top shape -- and avoid damage the change in weather might bring. READ MORE >>

If you're buying your first home, the world of home insurance can seem pretty difficult to navigate. Fortunately, it's not as complicated as it looks. There are really just a few things you need to know before getting started. When Do I Buy Insurance? READ MORE >>

It is not a hard task to determine whether you require comprehensive coverage for your car. However, before you make the decision to buy comprehensive coverage, you need to have a good understanding of how it works. Comprehensive coverage is intended to cover a variety of physical damage claims, such as windshield and body damage, vandalism, and contact with an animal. READ MORE >>

The first step when doing renovations in your Western Massachusetts home: Get in touch with your home insurance provider. Below, we'll run down the basics of what homeowners in the Springfield, Westfield, and Chicopee areas need to know, but every insurance provider has their own rules rega... READ MORE >>

It is essential for all drivers in the Springfield, Westfield, and Holyoke areas to have sufficient car insurance. However, cost is one major obstacle that prevents many drivers from getting the car insurance they need. Fortunately, the cost of premiums can fluctuate depending on several factors. READ MORE >>

Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies in the Springfield and Holyoke areas need general liability and property insurance. READ MORE >>

How an Auto Insurance Company Decides If Your Vehicle is a Total Loss When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>

If you have renters in your Massachusetts home, be they tenants or roommates, in a scenario where you are the owner, and they're the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here's what landlords in the Springfield, Holyoke, and Westfield areas need to know: READ MORE >>

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

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