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Home > Blog > CHI Insurance Agency Blog Page 9
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CHI Insurance Agency Blog Page 9

View the latest blog posts from CHI Insurance Agency.

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Friday, May 15, 2020

Will Home Insurance Cover Mold?

Mold can be one of the more expensive types of damage to address in your home. Because different types of fungi can live in your walls or under the floorboards for a while before ever showing physical evidence of being on the property, it can be difficult to exterminate it all once you finally know about the problem. READ MORE >>

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Thursday, May 7, 2020

At-Fault Accidents and Your Rates: What to Expect

Being in an accident is always going to be a difficult experience, regardless of who's fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We'll look at at-fault accidents and car insurance rates in the Springfield area, so you have a better idea of what to expect. READ MORE >>

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Tuesday, May 5, 2020

3 Facts About Upside-Down Properties and Home Insurance

There are few scenarios in which homebuyers don't expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it's important for homeowners to know what will happen when things don't go according to plan. READ MORE >>

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Friday, May 1, 2020

Do You Need Flood Insurance on Your Home?

In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>

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Friday, April 24, 2020

What Happens to a "Totaled" Car?

When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you've filed your auto insurance claim? You Will Typically Retain Ownership of The Car READ MORE >>

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Thursday, April 16, 2020

How Can A Small Business Qualify For Insurance Discounts?

Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That's because the presence of security means that the owners of the property are saving more money on insurance than they're paying for the protection. READ MORE >>

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Tuesday, April 14, 2020

House Upgrades That May Save You on Your Homeowners' Insurance

Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific projects you could undertake that will provide a significant ROI. READ MORE >>

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Tuesday, April 7, 2020

Do Entrepreneurs Need Business Insurance?

Being an entrepreneur in the Springfield or Holyoke area is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. READ MORE >>

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Thursday, April 2, 2020

Are High Value Items Covered by Home Insurance?

  High value items will be covered under a typical home insurance policy in Western Massachusetts, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: READ MORE >>

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Thursday, March 26, 2020

Should You Consider Home Insurance Rates When Buying a Home?

When you buy a new home in Western Massachusetts, you want to make sure it's within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What's the Average Cost of Home Insurance? READ MORE >>

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