Call Us 413-536-2685 ☰ ˟
Logo
413-536-2685
English  /  Español
  • Certificate Request
  • Get A Quote
  • Blog
  • What We Offer
    • Automobile
    • Business & Commercial
    • Commercial Auto Insurance
    • Homeowners
    • Recreational Vehicle
    • Workers Compensation
  • Resources
    • Make a Payment
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Privacy Policy
  • About Us
    • About Us
    • Employee Directory
    • Customer Testimonials
  • Our Locations
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon Instant Auto Quote Icon Instant Home Quote
Icon Business
Icon Workers Comp
Icon Business Auto Icon Recreational
Home > Blog > Filing An Insurance Claim After A Hit-And-Run Accident
TUESDAY, JANUARY 7, 2020

Filing An Insurance Claim After A Hit-And-Run Accident

red vehicle in timelapse photography

Getting into any type of car accident can be scary. But it's even worse when the other driver flees the scene. The hit-and-run driver's goal is to try to get away. But if you act swiftly and smartly, there's a good chance you can have them held responsible.

Here are the steps that drivers in Massachusetts should follow if they find themselves in this situation.

1. Immediately Call 911

Call 911 and immediately tell the dispatcher you were just involved in a hit-and-run accident. It’s important to share this information quickly, so the dispatcher can notify police officers in the area before the driver gets too far away. Tell the dispatcher everything you saw about how the other driver and car looked, including the license plate number if you got it. When the police arrive, be ready to give a statement with the same information. Also, share how the accident happened.

2. Talk To Witnesses

Other drivers might stop to see if you're okay. Don't just tell them you're fine. Ask them if they saw the accident, got the fleeing driver’s license plate number, or might have the accident recorded on their dash cam. If they have information and aren’t able to wait for the police to get on scene, take down their contact information. That way police, your insurance company, or your attorney can use them as a witness later.

3. Call Your Insurance Company

Call your car insurance company, just as you would after any other accident. If the police were able to identify the other driver, your insurance company can then get their insurance information from the police. (Assuming, of course, the offending driver is not uninsured.)

If the police can't identify the other driver or the other driver didn't have auto insurance, you would need to make an uninsured or underinsured motorist claim. If you bought this coverage, your insurance company will pay what the other driver's liability policy would have likely paid, up to the limits that you purchased.

If you don't have uninsured or underinsured motorist coverage, your collision coverage will usually help with damage to your car, and your personal injury protection will usually cover some of your medical expenses. You'd have to pay for anything beyond that, unless you're able to successfully sue the other driver and collect the judgment.

Posted 5:29 PM

Tags: car insurance, auto insurance, accident
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 1999

  • car insurance(74)
  • home insurance(74)
  • auto insurance(73)
  • commercial insurance(41)
  • business insurance(41)
  • property(16)
  • home security(10)
  • life insurance(8)
  • accident(8)
  • summer(6)
  • health insurance(5)
  • teen drivers(2)
  • rental car(2)
  • claims(2)
  • car safety(2)
  • water damage(2)
  • home maintenance(2)
  • travel(2)
  • flood(2)
  • fire safety(2)
  • collision(2)
  • liability(2)
  • fire(2)
  • small business(2)
  • student drivers(1)
  • liquor(1)
  • vacation home(1)
  • pests(1)
  • spring(1)
  • llc(1)
  • condo(1)
  • office safety(1)
  • ventilation(1)
  • winter(1)
  • landlords(1)
  • chi insurance agency(1)
  • earthquake(1)
  • car accident(1)
  • dental insurance(1)
  • loss(1)
  • rust damage(1)
  • distracted driving(1)
  • wind(1)
  • senior drivers(1)
  • elderly drivers(1)
  • roof(1)
  • liability insurance(1)
  • grill safety(1)
  • older homes(1)
  • massachusetts(1)

View Mobile Version
Insure your needs today!
Social
Quick Links
Home
Get A Quote
Customer Service
Payment Options
Report a Claim
About Us
Our Carriers
Partners
Blog
Contact Us
Location 416 Main Street
Holyoke, MA 01040

P: 413-536-2685
F: 413-532-0889
E: support@chiagency.com
Powered by Insurance Website Builder