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Home > Blog > CHI Insurance Agency Blog: accident
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CHI Insurance Agency Blog: accident

View the latest blog posts from CHI Insurance Agency.

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Monday, October 5, 2020

Whose Insurance Do I Use if I Crash Someone Else’s Car?

Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. In Massachusetts, you can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance. READ MORE >>

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Thursday, May 7, 2020

At-Fault Accidents and Your Rates: What to Expect

Being in an accident is always going to be a difficult experience, regardless of who's fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We'll look at at-fault accidents and car insurance rates in the Springfield area, so you have a better idea of what to expect. READ MORE >>

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Friday, April 24, 2020

What Happens to a "Totaled" Car?

When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you've filed your auto insurance claim? You Will Typically Retain Ownership of The Car READ MORE >>

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Tuesday, January 7, 2020

Filing An Insurance Claim After A Hit-And-Run Accident

Getting into any type of car accident can be scary. But it's even worse when the other driver flees the scene. The hit-and-run driver's goal is to try to get away. But if you act swiftly and smartly, there's a good chance you can have them held responsible. READ MORE >>

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Thursday, September 12, 2019

I Had an Accident in My Friend's Car, Now What??

Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won't let anyone else behind the wheel of their car. READ MORE >>

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Thursday, September 5, 2019

Can a Not-at-Fault Accident Make Your Insurance Rates Go Up?

If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible for drivers in Massachusetts to see a rate increase. READ MORE >>

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Monday, May 27, 2019

What to do After a Car Accident

What to do After a Car Accident: How to Document an Accident for Insurers  Perhaps you backed into another car. You may have had a tree branch fall on the vehicle. Or, a large accident happened, and you are waiting for help from the police. In any of these situations, you need to do your best to document what is happening and why. READ MORE >>

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Thursday, March 7, 2019

Whiplash: Should You File a Claim?

Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condition? READ MORE >>

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Thursday, January 24, 2019

Who Is Responsible for Damage When Someone Borrows Your Car??

A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses? In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. READ MORE >>

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