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CHI Insurance Agency Blog: car insurance

View the latest blog posts from CHI Insurance Agency.

How much liability insurance do you need? The amount depends on many factors. One of those factors may involve the size of your car or vehicle. When you talk to your auto insurance provider, ask questions about accidents. Find out what recommendations they make for vehicles of your size. READ MORE >>

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insurance may not apply. READ MORE >>

As a veteran, it can be very important to manage your money well. Your hard work and service to the country should stand for something. Many vets qualify for a discount on their auto insurance policy. This does not always apply, but if it applies to your situation, it is worth asking about. READ MORE >>

 CHI Insurance Agency now offers instant online quotes for personal auto and home policies in Western Massachusetts. No more waiting for a call or email back. Simply plug in your information and you'll get a free quote for your vehicle or home. PERSONAL AUTO QUOTEHOME QUOTE READ MORE >>

  From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount necessary. READ MORE >>

Leased vehicles need full coverage. It is common for the leasing company to require comprehensive coverage on these cars. This can increase the premium costs to you. However, this type of auto insurance minimizes their risks. It also helps protect you in the case of an accident. READ MORE >>

  The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. READ MORE >>

Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. READ MORE >>

Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? READ MORE >>

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors, and among them is what type of coverage you have. READ MORE >>

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