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CHI Insurance Agency Blog: car insurance

View the latest blog posts from CHI Insurance Agency.

Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condition? READ MORE >>

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors, and among them is what type of coverage you have. READ MORE >>

If you own a vehicle, you should have auto insurance on it. This is true for all drivers in Massachusetts, even if you have a suspended license. In all situations, if you do not have an active license, you should not drive, and can not legally drive. That does not mean you have to sell your cars, though. READ MORE >>

Where you live matters when it comes to auto insurance costs. This is not the only thing that matters when it comes to securing coverage, but those living in metro areas tend to pay more because risks are higher. If you move, you need to let your car insurance agent know. READ MORE >>

You visit a location, park your car, and go in. Do you think twice about the area or whether your car is safe? In some situations, parking lots can create a significant risk for a vehicle. No one is around. If an accident occurs, you may face damages you have to pay out of your pocket. READ MORE >>

You have car insurance to provide protection of your vehicle and liability risks you face. Liability covers losses you are responsible for that impact other people. However, there are limits to when this insurance applies. Could auto insurance help cover lawn damage? READ MORE >>

A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses? In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. READ MORE >>

Falling asleep behind the wheel of a car is a very serious risk. In some situations, it can lead to wrecks, significant damage or even the death of another person. Most often, your auto insurance covers the damage you cause to other people. Yet, there are some limits. READ MORE >>

  Winter in New England comes with a unique set of challenges, including lower air temperatures, lack of visibility, fewer daylight hours, falling snow and, of course, icy roads. These can certainly make for some hazardous driving conditions, which is why experts say you should dig out your ice scraper, gloves and snow shovels before hitting the road. READ MORE >>