Thursday, March 19, 2020 If you don't live in your home the entire year because it's your vacation home, you're a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage. READ MORE >>
Tuesday, March 10, 2020 How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here's what homeowners in Western Massachusetts should do. 1. Save All Receipts Keep all your receipts for both proof that you owned each item and what you paid for it. READ MORE >>
Friday, March 6, 2020 Whether you have a mortgage for your home or not, it is important that you have a home insurance policy. The purpose of a home insurance policy is to protect your finances and investment in the event your property is damaged or destroyed. READ MORE >>
Sunday, February 23, 2020 One of the best ways to potentially bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you've been meaning to make. Here are a few quick fixes that may help homeowners in Springfield, Holyoke, and Northampton pay lower premiums: READ MORE >>
Tuesday, February 11, 2020 Since your home is likely the biggest purchase you will make in your lifetime, it's important to protect your investment with home insurance. This coverage protects you from financial loss in the event of a covered instance. READ MORE >>
Thursday, January 30, 2020 When you buy home insurance, your home needs to be in an acceptable condition so that it's not too risky for the insurance company. As one of the home’s most important structural components, your roof is a major factor in whether you can get home insurance and what your rates will be. READ MORE >>
Tuesday, January 14, 2020 The good news about trying to keep your home insurance costs down: The ball is really in your court. You have quite a few options available to you. And, for the most part, it really comes down to the choices you make —not the judgment made by your home insurance provider. READ MORE >>
Thursday, January 2, 2020 In Western Massachusetts, your home insurance policy will probably cover any liability claims owing to a house party. But you're going to need to take a few steps to make sure that your insurer has no reason to deny your claim. Here's what you're going to want to do: READ MORE >>
Tuesday, December 31, 2019 Homeowners in the Springfield, Holyoke, and Westfield areas: you need to document your possessions if you want them to be covered under your home insurance policy! But how far should that extend? What needs to be documented? The short answer: Everything. READ MORE >>
Tuesday, December 24, 2019 As a general rule, you should assume that your home insurance in Western Massachusetts will not cover a new HVAC unit. Your HVAC will eventually need to be replaced, owing to general wear and tear. No matter how well cared-for your HVAC unit may be, no machine can be expected to last forever. READ MORE >>
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