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CHI Insurance Agency Blog: home insurance

View the latest blog posts from CHI Insurance Agency.

A smart home is one that provides information and communicates with you no matter where you are. These are growing in popularity today, and a wide range of versions are available. Each one seems to do something unique. If you are thinking about the investment in a smart home system of any type, it helps to know what the benefits are. READ MORE >>

Many doorbell camera devices, such as Ring®, aim to provide you with a video feed outside your front door. Some provide real-time video. Others offer photos whenever someone presses your doorbell. What should you know if you plan to buy one? In all situations, this type of smart home feature can offer benefits to your property. READ MORE >>

In the unfortunate event that your home is destroyed, will home insurance cover your losses? This is a common question many people ask. Most people believe that if they lose their home, having home insurance means the insurer rebuilds the property. That is not always the case. READ MORE >>

Do you know how much home insurance coverage you have? Did you simply sign a contract with an insurer without knowing the details? This could cost you later. Many people select insurance based on the price they paid when buying the home. This is a mistake. Nearly all homes require insurance above market value. READ MORE >>

Protecting your home is always important. Many people do not think much about theft. In some areas, it seems okay to leave the doors unlocked at night. Yet, theft is a constant problem even in the best neighborhoods. It is one of the most common claims against home insurance policies, too. READ MORE >>

  When a flood spreads throughout your home, you may stand there and feel helpless. As the water rises, it causes damage to numerous surfaces. Many people focus us on the belongings lost in these areas. Yet, the drywall, carpeting, and even the subfloor can also suffer damage. READ MORE >>

Storms can create a significant amount of damage to any home, particularly in New England. Most often, home insurance helps cover these losses. It can help to cover making repairs or replacements to the areas damaged. Siding may be one area of protection. The siding on your home offers protection to the structure. READ MORE >>

The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, for homeowners in Massachusetts, foundation problems can also be expensive to fix. Will your home insurance help cover your losses? READ MORE >>

You may be looking for a way to add a bit of privacy and comfort to your home. A she-shed, or a he-shed, is a trendy way of doing just that. Converting an outdoor shed into a space for relaxation can be a good thing. Before you do that, though, you need to be sure you are creating a space that is safe. READ MORE >>

Take a walk around the exterior of your home. Do you have spigots present that provide a source of water outside for the home? What you may not realize is that they create a real danger to the interior of your home, too. While home insurance may cover burst pipes, minimizing the damage risk is essential. READ MORE >>

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