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CHI Insurance Agency Blog: home insurance

View the latest blog posts from CHI Insurance Agency.

Are you responsible for another person’s injuries if they happen on your property? Initially, you may believe the answer is yes. But, there are some limitations. If a trespasser enters your property, you still have some responsibility for providing a safe space. READ MORE >>

  Do you want to find a way to potentially reduce your home insurance costs? One way to do so may be with a new home security system. Adding security means reducing risks, and home insurance companies often value this. A home that is safe is one less likely to see numerous claims for vandalism and break-ins. READ MORE >>

Does your home insurance agent need to know if you have an ill loved one? Most often, they do not need this information. However, they do need to know if the home is vacant. A vacant home is a high risk to insurers. If the home’s owner cannot live there for some time, you may see your insurance drop off. READ MORE >>

Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. READ MORE >>

An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes critical after 30 to 60 days. READ MORE >>

Today’s homeowner may see the value of homes around them on the rise. Many real estate markets are noticing this. But, does it impact your home insurance policy? It could, especially in areas where significant value increases are playing out. READ MORE >>

Summertime in New England! For many, this is the best time of year to be outside in the yard enjoying the weather and sunshine. Warm temperatures and longer days make the perfect backdrop for picnicking, barbecuing or just enjoying drinks and snacks on the deck or patio. READ MORE >>

Spring is finally here! After weeks of frigid temperatures and icy commutes, people across Western Massachusetts are ready for sunshine, picnics, and short sleeves. It’s also the perfect time to get some spring cleaning and home projects done. READ MORE >>

Assuming payments are made on time, it does happen from time to time that a home insurance provider chooses to drop one of their clients. This isn’t common, but is possible. Luckily, it's not that hard to stay in good standing with your insurer. READ MORE >>

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