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Home > Blog > CHI Insurance Agency Blog: property
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CHI Insurance Agency Blog: property

View the latest blog posts from CHI Insurance Agency.

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Friday, November 20, 2020

Are Crumbling Foundations Covered by Home Insurance?

Your foundation is truly one of the most important parts of your home. It keeps the property stable and level. Therefore, damaged or deteriorating foundations can make your home quite flimsy and insecure. A damaged foundation can damage all other components of the home. READ MORE >>

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Monday, October 19, 2020

Pest and Mold Safety in Your Home

It’s inevitable that your home will experience wear and tear over the years. Sometimes, damage can arise from small invaders that, while minuscule, can also be pervasive and even deadly. Common home invaders might be mold, pests and vermin. READ MORE >>

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Thursday, August 27, 2020

What Does Actual Cash Value Mean for Home Insurance?

  Home insurance has a lot of confusing terminology, especially when it comes to the types of policies and how you can receive compensation. Replacement cost value, for example, refers to two areas: the total replacement cost value of your home, and a replacement cost value policy for personal belongings coverage. READ MORE >>

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Tuesday, August 4, 2020

Important Ways to Fireproof Your Home

Simple Tips to Help Fireproof Your Home   House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>

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Wednesday, July 8, 2020

Repairing Property Damage from Home Vandalism or Theft

If you have ever come home to see that a break-in has occurred, you've probably gotten a sinking feeling of fear and insecurity. Important belongings might be missing. Also, the thieves might have done significant property damage. Therefore, you may feel like you cannot live in your home until you repair this damage. READ MORE >>

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Tuesday, April 14, 2020

House Upgrades That May Save You on Your Homeowners' Insurance

Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific projects you could undertake that will provide a significant ROI. READ MORE >>

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Tuesday, February 11, 2020

Does Home Insurance Cover Your Fence And Shed?

Since your home is likely the biggest purchase you will make in your lifetime, it's important to protect your investment with home insurance. This coverage protects you from financial loss in the event of a covered instance. READ MORE >>

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Wednesday, October 23, 2019

Get Your Property Prepared for Fall

  Information Courtesy ARS Restoration Specialists   A change in season is in the air! If you're in the Springfield or Westfield area, don't let your property fall behind in maintenance. By following these protocols, you can ensure your Western Massachusetts property is in tip-top shape -- and avoid damage the change in weather might bring. READ MORE >>

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Tuesday, September 24, 2019

How Poor Ventilation Can Do More Damage Than You Think?

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

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Thursday, July 18, 2019

How to Buy Wind Resistant Siding in Massachusetts

Is it time for you to update your home’s siding? The siding is more than just designed to provide aesthetics to your home. It also is an important way to protect the structure itself. That is why it is always important to maintain it. When damage occurs, have it repaired as soon as possible. READ MORE >>

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